Which term describes the spread of exposure or activities over several locations?

• A. Risk Segregation
• B. Risk Separation
• C. Risk Duplication
• D. Crew Resource Management

Answer: (B)

Spread of exposure or activities over several locations is risk separation. The idea is to avoid concentrating risk in one place by distributing resources or operations geographically. By having response capability—and critical activities—spread across multiple areas, a single incident at one location won’t disable all services, helping maintain coverage and resilience. For example, placing ambulances or staging areas in different neighborhoods ensures that if one site is affected, others can still respond promptly.

This concept is different from risk duplication, which focuses on creating extra copies or redundant capacity to cover failures, often as backups rather than through geographic spread. It also differs from crew resource management, which centers on teamwork and decision-making among personnel. And risk segregation refers more to separating different types of risk rather than distributing the same exposure across locations.